What Does The $97 Cover?
Your Monthly Dispute Round, Your Client Portal, Credit Education, Live Q&A And The Private Skool Community.
Is There Anything Else I Pay For?
Yes. Smart Credit Monitoring Is Required At $29.95 A Month. You Pay That Straight To Smart Credit, Not To Us. Without It We Cannot Pull Your Reports Or Send Your Disputes.
Why Is Smart Credit Required?
It Gives Us Your Live Report Data Every Month. That Is How We See New Items, Track Deletions And Build Each Round.
Is This Legal?
Yes. Federal Law Gives You The Right To Dispute Anything On Your Report That Is Not Accurate, Not Complete Or Cannot Be Verified. That Is All We Do.
Will Disputing Hurt My Score?
No. A Dispute Is Not A Credit Pull. It Does Not Lower Your Score. Scores Move When Items Come Off Or When Your Balances Change.
How Fast Do Disputes Go Out?
Your Round Is Prepared Within 72 Hours Once Your Onboarding Is Done And Your File Is Ready.
Do I Need A Good Score To Start?
No. Most Members Start In The 500s And 600s.
How Long Does It Take?
Credit Repair Works In Rounds. Most Members Post Their First Deletions After Round One. Your File Sets The Pace.
Can I Cancel?
Yes. Cancel Any Time. Cancel Smart Credit Separately Inside Your Smart Credit Account.
Where Does Everything Live?
Your Disputes Live In Your Client Portal. Your Education, Live Calls And Community Live In Skool.
