Generational wealth starts with one approval.
The house. The business funding. Cards that work for your family instead of against it. All of it starts with a profile lenders say yes to — and our team knows exactly what "yes" looks like, because we've been on the inside of those decisions.
You're not just cleaning up a report. You're making sure your kids inherit approvals — not setbacks.
Built by someone who used to sit on the other side — backed by a team trained to win.
We know what lenders look for, because we made those calls.
RSG was founded by a former credit card underwriter and credit analyst at major financial institutions — someone who spent years reading files exactly like yours and deciding who got approved. That inside knowledge isn't kept in one head: it's the playbook our entire trained team runs on every single file.
Too many hardworking families have been told "no" for far too long. We don't run your file through generic software and hope. A team of trained dispute specialists works your profile through a lender's eyes, the same lens that will judge your next application.
And when you join, you're family. Your win is a family win — and it echoes for generations.
Real clients. Real approvals. Real legacies started.
Four steps. Our team handles the heavy lifting.
From the moment you join, here's exactly what happens with your file.
Onboarding
Confirm your payment, complete your intake form, submit your documents, and upload your credit reports through Smart Credit. Minutes, not days.
Full file review
Our team reviews every negative item on your reports with an underwriter's eye — building your attack plan.
Disputes go out
Your challenges are prepared and sent by our dispute specialists. VIP files get priority handling from day one.
Results & follow-up
You track everything in your portal, and we follow up on the results with you — you're never left wondering.
Choose the pace of your comeback.
Both plans cover every negative item — no exclusions — and both include follow-up on your results. The difference is how fast you need your "yes."
3-Month Plan
The proven path for a steady, thorough restoration — right for most families building toward their first big approval.
- Underwriter-level file audit — your full report reviewed through a lender's eyes
- Covers all negatives, all three bureaus — no exclusions
- A trained dispute team on your file
- Updates every 30–45 days + follow-up on results
- Secure client portal access & support
Expedited VIP
White-glove, front-of-the-line service — typically completed in 30 days, with 30 days of monitoring included. Built for approvals on a deadline.
- Typically 30 days — with 30 days of monitoring included
- VIP handling — your file jumps the line, every round
- VIP priority contact — direct email & portal access to the team
- Follow-up on results included
Your questions, answered at a glance
| 3-Month Plan · $500 | Expedited VIP · $1,200 | |
|---|---|---|
| How fast will this move? | Full program over 3 months, updates every 30–45 days | Typically 30 days — 30 days of monitoring included |
| Who's working my file? | Our fully trained dispute team | Same team — with VIP priority handling on every round |
| What's covered? | All negatives, all 3 bureaus — no exclusions | All negatives, all 3 bureaus — no exclusions |
| Will you follow up on my results? | Yes — included | Yes — included |
| How do I reach the team? | Secure client portal | Portal + VIP priority email |
| Can I upgrade later? | Yes — anytime, just cover the difference | — |
| Best for… | Building steady toward your first big approval | An approval you need on a deadline |
Every roadblock has a fix. These are ours.
Each add-on solves a specific problem that keeps people stuck. Tap one to see exactly what it does — and if it fits your goals, we'll build it into your plan together.
Accelerated disputes
What it does: your rounds go out on a compressed schedule with tighter turnarounds, so your file moves as fast as the bureaus allow.
Perfect if: you have a date circled on the calendar.
Tradelines
What it does: adds seasoned positive history to strengthen the side of your profile lenders reward, while the negatives come off.
Perfect if: your file is clean-ish but light.
Profile building
What it does: a lender-ready game plan for exactly what to open, when, and in what sequence — built with underwriter insight.
Perfect if: you're rebuilding and don't want to guess.
ChexSystems & EWS removal
What it does: targets and challenges your ChexSystems and Early Warning Services records to restore your access to banking.
Perfect if: you've been denied a bank account.
Rental history cleanup
What it does: addresses the rental and apartment records standing between you and your next home.
Perfect if: you're planning a move.
Custom strategy
What it does: you bring the vision — the house, the business funding, the fleet — and we build the exact stack of services to get your file there.
Perfect if: your goal is bigger than a score.
What clients are saying
Frequently asked questions
How long does the process take?
How do I contact someone?
Is there anything needed on my end?
How long until my file is disputed or completed?
Can I upgrade my plan at any time?
Why is Smart Credit monitoring required?
Your family's next chapter starts with one yes.
Denials end here. Pick your path below, or bring your questions to the call — either way, you've got a whole team in your corner now.